Investment property report
Your rental property ROI report
Verdict
Thin or negative carry
Monthly cash flow
-$779/mo
Cash-on-cash return
-7.75%
Key inputs
What this report is based on
Purchase price$430,848
Down payment$107,712
Monthly rent$3,100/mo
Vacancy5.00%
Maintenance1.00%
Management8.00%
Capex5.00%
Hold period7 years
Bottom line
Deal summary
Cap rate
3.89%
Annual NOI
$16,739
DSCR
0.64
Projected equity
$197,766
The property does not currently support itself well enough on rent and expenses alone. If you still pursue it, the thesis likely depends on appreciation or repositioning rather than stable income today.
Return path
How cash flow and equity build over time
| Year | Annual cash flow | Cumulative cash flow | Equity | Total return value |
|---|---|---|---|---|
| 1 | -$9,346 | -$9,346 | $92,787 | $83,441 |
| 2 | -$8,775 | -$18,121 | $108,618 | $90,496 |
| 3 | -$8,185 | -$26,307 | $125,073 | $98,767 |
| 4 | -$7,576 | -$33,883 | $142,184 | $108,301 |
| 5 | -$6,947 | -$40,829 | $159,980 | $119,151 |
| 6 | -$6,297 | -$47,126 | $178,496 | $131,370 |
| 7 | -$5,625 | -$52,751 | $197,766 | $145,015 |
| 8 | -$4,931 | -$57,682 | $217,828 | $160,146 |
| 9 | -$4,215 | -$61,897 | $238,722 | $176,824 |
| 10 | -$3,475 | -$65,372 | $260,488 | $195,116 |