June 22, 2026
Mortgage Rates Week Of 2026-06-22
30-year fixed: 6.47%15-year fixed: 5.81%
The average 30-year fixed mortgage rate eased to 6.47% in Freddie Mac's June 18, 2026 release, down 5 basis points from the prior week. The move is modest, but even small changes matter for payment-sensitive buyers because the full monthly cost still includes taxes, insurance, PMI, and HOA on top of principal and interest.
$400K Payment Snapshot
$2,520/mo P&I