Legal
Licensing Disclosures
Effective Date: May 26, 2026
1) What We Are and Are Not
TrueHomePayment.com is a marketing and lead generation service that connects consumers with third-party mortgage professionals.
True Home Payment is not:
- A mortgage lender.
- A mortgage broker.
- A loan originator.
- A loan servicer.
- A financial advisor.
2) What We Do Not Do
We do not:
- Make credit decisions.
- Issue or fund loans.
- Guarantee loan approvals, rates, terms, or underwriting outcomes.
3) Third-Party Services
Any mortgage products, lending decisions, approvals, denials, and loan terms are determined solely by third-party lenders, brokers, and related service providers. We are not responsible for third-party acts, omissions, communications, or services.
4) State Availability
Lead availability and partner coverage are currently limited by geography. At this time, True Home Payment is focused on New Jersey (NJ). Additional states may be added over time.
5) NMLS Clarification
True Home Payment does not claim to hold a Nationwide Multistate Licensing System (NMLS) mortgage license and does not present itself as an NMLS-licensed lender, broker, or loan originator.
6) Regulatory Language Clarification
References to estimates, calculators, or educational resources on this website are for informational purposes only and should not be interpreted as an offer to lend, approval decision, or brokerage representation.
7) Contact
Questions about these disclosures can be sent to info@truehomepayment.com.