Disclosure

Affiliate Disclosure

True Home Payment LLC ("True Home Payment") is a commercial website. We believe users should understand how we are compensated so they can evaluate our tools and content with full context. This disclosure explains our compensation relationships, how lead submissions work, and how we separate commercial relationships from editorial and methodology decisions.

How We Receive Compensation

We may receive compensation in multiple forms, including pay-per-lead fees from mortgage lenders and brokers, display advertising revenue, and affiliate commissions. Pay-per-lead compensation means that when a user submits information through a lead form, participating providers may pay us for marketing and lead-generation services. Display advertising revenue may come from ad impressions, clicks, or other campaign-performance metrics. Affiliate commissions may be paid when users engage with specific partner links or offers.

Lead Forms and Information Sharing

When you submit a lead form on this website, your personal and mortgage-related information may be transmitted to third-party lenders, brokers, and service providers so they can contact you about mortgage-related products or services. Depending on applicable law, this transmission may be considered a "sale" or "sharing" of personal information. The transfer of lead information is part of the commercial arrangement between True Home Payment and participating partners.

In practical terms, this means that if you request quote-related follow-up or other next-step options, third-party providers may receive your submitted data and may contact you by phone, text message, or email, subject to your consent and applicable law. If you do not want your information shared in this way, do not submit lead forms and use our educational calculators without lead submission.

Editorial Independence and Methodology

Our editorial content, calculator assumptions, and methodology decisions are developed independently from commercial compensation relationships. Compensation does not determine calculator formulas, override core assumptions, or change educational conclusions. We aim to present transparent estimate logic and practical guidance, regardless of whether a provider participates in our marketing programs.

When content includes sponsored or promotional context, we aim to label it clearly. However, users should treat all mortgage decisions as high-stakes financial decisions and compare multiple sources, offers, and lenders before selecting a product.

No Lender Relationship

True Home Payment is an independent marketing and education platform. We are not a mortgage lender, do not make underwriting or credit decisions, and do not guarantee approvals, rates, or loan terms. Any offer terms, approval decisions, and communications are controlled by third-party providers.

Questions

These disclosures are made in accordance with the Federal Trade Commission's Endorsement Guides, 16 C.F.R. Part 255.

Questions about this disclosure can be sent to info@truehomepayment.com. Mailing location: Vicent behan blvd, Edison NJ, 08837.