Closing cost report
Your cash-to-close report
Cash to close
$86,351
Before concessions
$86,351
Total upfront budget
$86,851
Key inputs
What this report is based on
Home price$430,848
Down payment$64,627
Loan typeCONVENTIONAL
General closing cost rate3.00%
Owner title settingBuyer pays full owner policy
Seller concessionsOff
Home inspection$500
Earnest money$3,000
Cash stack
Where the money goes
| Line item | Amount |
|---|---|
| Down payment | $64,627 |
| General closing costs | $12,925 |
| Lender fees | $1,800 |
| Settlement and recording fees | $2,400 |
| Lender's title insurance | $1,282 |
| Owner's title insurance | $2,154 |
| Appraisal and credit fees | $650 |
| Prepaid taxes | $969 |
| Prepaid insurance | $2,543 |
| Upfront mortgage insurance | $0 |
| Seller concessions | -$0 |
| Earnest money already paid | -$3,000 |
| Net cash to close | $86,351 |
| Home inspection | $500 |
| Total upfront budget | $86,851 |